Les agents préparent. Un producteur agréé décide.
Six étapes. Quatre se déroulent sans intervention humaine, et les deux qui exigent une personne sont précisément celles que la loi impose.
You tell us what you do
Six questions in a form, or the same six in chat. A live estimate appears from question two — before we ask for your email.
We shop the market
Admitted carriers, surplus lines and state funds, in parallel. Carriers that decline your class are filtered before a submission is built, so nothing is wasted.
A producer reviews it
Every quote is checked by a licensed producer before you see it. This is the step that cannot be automated, and we do not pretend otherwise.
You choose and bind
You see the spread, including what each carrier pays us. Binding is a person signing — by law, not by our preference.
Certificates the same day
Post-bind, certificates issue in under a minute, unlimited, at no charge. That is the part contractors actually feel.
We watch the calendar
Renewals re-shopped at 60 days, payroll audits prepared, state deadlines tracked. You hear from us before a deadline, not after.
Elle ne souscrit pas de garantie, n’encaisse pas de paiement, ne vous dit pas si un sinistre est couvert et ne contacte pas un travailleur blessé. Ces quatre actes sont réglementés, et ils ne sont pas désactivés dans un panneau de réglages — le logiciel n’a aucun chemin vers eux.
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