Washington
What the Washington authorities publish about business insurance, quoted directly, with a link and a date on every answer.
Workers’ compensation is bought from the state — there is no private market here. Thresholds, filings and deadlines are set and changed by the Washington State Department of Labor & Industries — confirm yours there or with a licensed producer.
What the regulator says
Each answer below is what a named authority publishes, quoted so you can check it, with the date we last confirmed it against their page.
Can a Washington employer buy workers’ compensation from a private carrier?
The Washington State Department of Labor & Industries states that Washington State does not allow private workers’ compensation coverage. It is therefore not a line an employer shops across carriers there, which is the practical difference between Washington and most of the country.
“Washington State does not allow private workers’ compensation coverage.”
What are the minimum auto liability limits in Washington?
The Washington State Department of Licensing states that the insurance policy must have limits of at least $25,000 of bodily injury or death of 1 person in any 1 accident, $50,000 of bodily injury or death of any 2 people in any 1 accident, and $10,000 of injury to or destruction of property of others in any 1 accident.
“The insurance policy must have limits of at least: $25,000 of bodily injury or death of 1 person in any 1 accident. $50,000 of bodily injury or death of any 2 people in any 1 accident. $10,000 of injury to or destruction of property of others in any 1 accident.”
This is reporting, not advice. Rules change, and the authority above is the one that changes them — confirm your situation there or with a licensed producer before you act on it.