An agency where the software does the work and a person is accountable.

We are a licensed insurance agency, not a lead generator and not a technology vendor. You are our client, we are paid by the carriers, and the amount we are paid is stated in every proposal we send you.

What is unusual is how much of the work runs unattended. Agents read documents, shop the market, draft certificates and watch deadlines. What they never do is bind coverage, take your money, tell you whether a claim is covered, or contact an injured worker — because those are regulated acts that belong to a licensed producer.