South Carolina
What the South Carolina authorities publish about business insurance, quoted directly, with a link and a date on every answer.
What the regulator says
Each answer below is what a named authority publishes, quoted so you can check it, with the date we last confirmed it against their page.
How many employees before South Carolina requires workers’ compensation coverage?
The South Carolina Workers’ Compensation Commission states that as a general rule, businesses that regularly employ four or more employees within South Carolina are required to maintain workers’ compensation coverage. The Commission also publishes that part-time workers and family members are counted as employees, so a family business can reach four faster than its owners expect.
“businesses that regularly employ four or more employees within South Carolina are required to maintain workers’ compensation coverage”
What auto insurance coverage is required in South Carolina?
The South Carolina Department of Insurance states that drivers are required to carry liability and uninsured motorist coverage with limits of $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident. South Carolina mandates the uninsured motorist cover at those same limits rather than leaving it to choice.
“Drivers are required to carry liability and uninsured motorist coverage with the following limits: $25,000 Bodily Injury Per Person / $50,000 Bodily Injury Per Accident / $25,000 Property Damage Per Accident”
This is reporting, not advice. Rules change, and the authority above is the one that changes them — confirm your situation there or with a licensed producer before you act on it.