Pennsylvania
What the Pennsylvania authorities publish about business insurance, quoted directly, with a link and a date on every answer.
What the regulator says
Each answer below is what a named authority publishes, quoted so you can check it, with the date we last confirmed it against their page.
Which Pennsylvania employers must carry workers’ compensation coverage?
The Pennsylvania Department of Labor and Industry states that workers’ compensation coverage is mandatory for most employers under Pennsylvania law. Pennsylvania sets no employee-count threshold, and the Department publishes the narrow exclusions separately.
“Workers’ compensation coverage is mandatory for most employers under Pennsylvania law.”
What is the minimum bodily injury liability limit in Pennsylvania?
The Pennsylvania Insurance Department publishes a bodily injury floor of $15,000 for injuries to one person, with $30,000 as the total available for one accident. The Department states that higher limits are also available.
“The minimum limit is $15,000/$30,000. The $15,000 pays for injuries to one person, while the $30,000 represents the total available for one accident.”
This is reporting, not advice. Rules change, and the authority above is the one that changes them — confirm your situation there or with a licensed producer before you act on it.