New Mexico
What the New Mexico authorities publish about business insurance, quoted directly, with a link and a date on every answer.
What the regulator says
Each answer below is what a named authority publishes, quoted so you can check it, with the date we last confirmed it against their page.
How many workers before New Mexico requires workers’ compensation coverage?
The New Mexico Workers’ Compensation Administration states that all employers of three or more workers are required to carry workers’ compensation coverage. Construction is the exception that catches people out — a business licensed by the Construction Industries Division needs coverage regardless of headcount.
“All employers of three or more workers are required to carry workers’ compensation coverage.”
What are the minimum auto liability limits in New Mexico?
The New Mexico MVD states that the minimum auto liability insurance amounts required in New Mexico are $25,000 for bodily injury to or death of one person, $50,000 for bodily injury to or death of two or more persons, and $10,000 for property damage in any one accident.
“Minimum auto liability insurance amounts required in New Mexico are: $25,000 for bodily injury to or death of one person, $50,000 for bodily injury to or death of two or more persons, and $10,000 for property damage in any one accident.”
This is reporting, not advice. Rules change, and the authority above is the one that changes them — confirm your situation there or with a licensed producer before you act on it.