New Hampshire
What the New Hampshire authorities publish about business insurance, quoted directly, with a link and a date on every answer.
What the regulator says
Each answer below is what a named authority publishes, quoted so you can check it, with the date we last confirmed it against their page.
Who is responsible for obtaining workers’ compensation insurance in New Hampshire?
The New Hampshire Department of Labor states that New Hampshire law requires employers to provide workers’ compensation insurance, and that the primary responsibility for obtaining it rests upon employers. The Department puts the duty on the employer rather than the carrier or the worker, which is why a lapse is the employer’s exposure.
“New Hampshire law requires employers to provide workers' compensation insurance.”
This is reporting, not advice. Rules change, and the authority above is the one that changes them — confirm your situation there or with a licensed producer before you act on it.