Maryland
What the Maryland authorities publish about business insurance, quoted directly, with a link and a date on every answer.
What the regulator says
Each answer below is what a named authority publishes, quoted so you can check it, with the date we last confirmed it against their page.
What is the penalty if a Maryland employer fails to secure workers’ compensation coverage?
The Maryland Workers’ Compensation Commission states that effective July 1, 2024, an employer that fails to secure compensation for all covered employees may be subject to a penalty not to exceed $25,000, citing Labor and Employment Article 9-407. The figure changed in 2024, so older guidance quoting a smaller fine is out of date.
“Effective July 1, 2024, an employer that fails to secure compensation (workers' compensation insurance) for all covered employees may be subject to a penalty not to exceed $25,000. See MD Annotated Code Labor & Employment Article 9-407.”
What are the minimum auto liability limits in Maryland?
The Maryland MVA states that Maryland law requires at least $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $15,000 for property damage. The MVA adds that these minimums are required even if the vehicle is not being driven — a parked, registered vehicle still needs the cover.
“Maryland law requires at least: $30,000 for bodily injury per person $60,000 for bodily injury per accident $15,000 for property damage These minimums are required even if the vehicle is not being driven.”
This is reporting, not advice. Rules change, and the authority above is the one that changes them — confirm your situation there or with a licensed producer before you act on it.