Indiana
What the Indiana authorities publish about business insurance, quoted directly, with a link and a date on every answer.
What the regulator says
Each answer below is what a named authority publishes, quoted so you can check it, with the date we last confirmed it against their page.
Do Indiana businesses have to carry worker’s compensation insurance?
The Worker’s Compensation Board of Indiana states that the law requires most businesses to have worker’s compensation insurance. The Board’s own wording is MOST businesses rather than all, and it publishes the exceptions — independent contractors chief among them — separately.
“the law requires most businesses to have worker’s compensation insurance”
What are the minimum auto liability limits in Indiana?
The Indiana BMV states that Indiana has a 25/50/25 minimum liability insurance requirement, which includes $25,000 for bodily injury to or the death of one individual, $50,000 for bodily injury to or the death of two or more individuals in any one accident, and $25,000 for damage to or the destruction of property in one accident.
“The state of Indiana has a 25/50/25 minimum liability insurance requirement. This required minimum coverage includes $25,000 for bodily injury to or the death of one (1) individual, $50,000 for bodily injury to or the death of two (2) or more individuals in any one (1) accident, and $25,000 for damage to or the destruction of property in one (1) accident.”
This is reporting, not advice. Rules change, and the authority above is the one that changes them — confirm your situation there or with a licensed producer before you act on it.