Arkansas
What the Arkansas authorities publish about business insurance, quoted directly, with a link and a date on every answer.
What the regulator says
Each answer below is what a named authority publishes, quoted so you can check it, with the date we last confirmed it against their page.
How many employees before Arkansas requires workers’ compensation coverage?
The Arkansas Workers’ Compensation Commission states that most employers in Arkansas with three or more employees are required by law to have workers’ compensation insurance coverage for their employees. The Commission adds that there are exceptions to the three-or-more requirement, so a business under three should check rather than assume it is outside the law.
“Most employers in Arkansas with three or more employees are required by law to have Workers’ Compensation insurance coverage for their employees.”
This is reporting, not advice. Rules change, and the authority above is the one that changes them — confirm your situation there or with a licensed producer before you act on it.